Nobody wants to end up there. There's more month left at the end of the money. You've cut your expenses as much as you can. You've sold what you can without getting rid of everything. A second job just isn't an option. Let's face it, your ends don't meet. Asking for financial help can feel embarrassing and like you are admitting defeat. But guess what? It isn't. This is temporary. Whatever financial help looks like for you, it's temporary. Also know that there are a lot of different forms of … [Read more...]
Why You Need an Emergency Fund TODAY
You keep hearing it from all over the place, "you need an emergency fund." You know it's probably true but you figure you'll get around to it...eventually. Besides, you have other things you need to pay for and save for right now. Why save now for what might happen? There are lots of reason why you need an emergency fund today, and not some time in the future. 1- Emergencies happen at any time It's called an emergency fund for a reason. You never know when an emergency may happen. It may … [Read more...]