When most of us think about savings accounts we just think of the standard one that comes when you open up a bank or credit union account. You have a saving account and a checking account. End of story. Right? Wrong. Having multiple savings accounts can be a budget and financial lifesaver. Sure, you can have just one and just add to it without thinking about anything else. Or you could even have just one and keep a tally in a notebook or Excel spreadsheet of what all that money is being saved … [Read more...]
Amazon Prime Benefits- Beyond Two-Day Shipping
You're online. You're reading a blog. Therefore, you probably know about Amazon Prime. You hear about it everywhere! It took me years to finally purchase Prime. I wasn't sure it was worth it. Oh my goodness, I wish I had done it sooner! Yes, I love the two-day shipping. That is a huge benefit for someone who orders from Amazon all the time. I love no longer having to wait until I have a certain amount before I order (although, sometimes I forget and still wait for a while). However, there are … [Read more...]
Products That Save Money
Do you find it easy to spend money? I know I do. There is always something new or excited or even practical that I want to buy. With advertising and marketing, it can be easy to be sucked into thinking you need to buy a certain item. It can be hard to make wise decisions when spending money because, if you are like me, you want to buy it all! Since none of us have unlimited money, most of us have learned to curb our desire to spend. But what if I told you there are products that save money? Yes, … [Read more...]
Frugal Foods to Keep in Your Pantry
Why is it that it seems to cost so much to eat? All over the internet, you'll see articles on how to cut your grocery bill or you'll see the average grocery costs for families your size. I looked up one source that had the monthly cost for a family of four to eat was over $700. And that was on the low plan! When you're on a tight budget, it seems like one of the easiest places to start cutting back is on the grocery bill. It is way more controllable than your mortgage or insurance costs. But … [Read more...]
The Only Things You Need for Baby’s First Year
If you read a lot of the baby registry checklists you see through retail stores or websites that sell baby gear, you can get overwhelmed with all the things you're told you need to buy. Do you need a wipe warmer? What about a swing? A microwave bottle sterilizer? And what's with all the different types of bottles? In one year, your baby goes from newborn to walking/almost walking. That's a lot of change! Yes, your baby will need a variety of different things in that year but it's not as much … [Read more...]
Affordable Graduation Gifts
May and June are coming and with them come graduations from both high school and college. If you know anyone in that stage of life, you are likely to be hit with lots of graduation announcements and party invitations. When you're living on a tight budget, those things in the mail can bring different emotions. On one hand, you're so excited for the new graduate! They have so much ahead of them and you're happy to celebrate with them. On the other hand, it can be stressful to find space in the … [Read more...]
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