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Why You Need Multiple Savings Accounts

July 11, 2018 by Julie 2 Comments

When most of us think about savings accounts we just think of the standard one that comes when you open up a bank or credit union account. You have a saving account and a checking account. End of story. Right? Wrong. Having multiple savings accounts can be a budget and financial lifesaver. Sure, you can have just one and just add to it without thinking about anything else. Or you could even have just one and keep a tally in a notebook or Excel spreadsheet of what all that money is being saved … [Read more...]

Filed Under: Frugal, Money Tagged With: budget, money saving, organizing

Tips to Organize Any Space

January 10, 2018 by Julie Leave a Comment

I think we all tend to get a bit of a mental block when it comes to organizing. We get it in our heads that we have to know how to organize each space exactly. We forget that we can organize any space without a detailed plan. Organizing isn't all about pretty baskets and Instagram-worthy photos (although, I do love a well-organized pantry photo). Organizing is about using the space you have to better work for you. It is about having less stress as you know where your items are. Organizing is … [Read more...]

Filed Under: House Tagged With: organizing

Creating a Bill Paying System

October 11, 2017 by Julie Leave a Comment

Have you ever had to pay a fee for paying a bill late? It happens to most of us at least once. Let me ask you another question. Was that bill late because you totally forgot about it? I'd be lying if I said that it has never happened to me. There was one year my eye doctor didn't get paid for quite some time. Which is a shame as I like my eye doctor. Without them, I can't drive, see my kids, or basically do anything that involves being able to see more than 16 inches in front of me. It can be … [Read more...]

Filed Under: Money Tagged With: budget, organizing

Buying a Year In Advance to Save Money

September 27, 2017 by Julie 1 Comment

There are lots of different ways to save money. You can use coupons, shop sales, cook at home, cut cable, and even stop drinking coffee (please don't do this one! ;) ). Most likely you are already doing a number of different money saving activities. Some activities can feel pretty easy while others can take some more effort. There is one that is fairly easy but does involve some planning- buying a year in advance. Buying a Year in Advance What exactly is buying a year in advance? Exactly … [Read more...]

Filed Under: Frugal, Money Tagged With: organizing, Shopping

Navigating Your Homeschool Schedule

July 12, 2017 by Julie 2 Comments

Homeschooling is so great! You get to decide your books, your curriculum, your schedule. But homeschooling is also a challenge for the very same reasons. You need to decide on your curriculum, what method you are going to use, and figure out your schedule, among every other decision. It's that schedule one that often proves problematic. You have so much flexibility with homeschooling but you also need to make sure that there is some sort of homeschool schedule. As you are setting up your … [Read more...]

Filed Under: Motherhood Tagged With: homeschool, organizing

Spring Cleaning Your Kitchen

April 12, 2017 by Julie 5 Comments

Ah, spring! Flowers, green grass, birds singing....pollen, mud, rain. Good side and bad side, right? If you're like me, you considering spring cleaning to be a good thing! I love getting the house back in shape after a long winter trapped inside. What if you don't like spring cleaning? Do you still do it? If you spring clean no other area of your house, make sure you give your kitchen a bit of an overhaul. As we are coming into grilling season, vacations, and spontaneous runs to the ice cream … [Read more...]

Filed Under: House Tagged With: cleaning, organizing, spring

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