When my husband I were first married, he had bi-weekly pay but I was paid weekly. That lasted about 4 months. Then he was paid whenever a load of wood was sold but I was still paid weekly. That was another 4-5 months. Then I was the only income for a couple months while he worked on getting his Class A commercial driver's license. After my husband got another job, he was on a weekly pay schedule. He was at that job for 8.5 years. I got really used to budgeting based on a weekly paycheck. Even … [Read more...]
The Absolute Best Resources for Saving Money
Most of us want to save money. I don't think I've ever heard anyone say that they want to spend more money. Maybe they want things that cost money, but they don't want to actually spend the money. There are so many resources for saving money that it can sometimes be overwhelming. How do you want to budget? Do you want to use coupons? Are you trying to pay off debt? So many different questions and things to think about. To help take the overwhelm out, I have put together a list of the absolute … [Read more...]
Personality Type and Managing Money
It doesn't matter if you are an extrovert or introvert, an INTJ or ESFP, a blue or a red, your personality type affects everything you do. You may not even realize it as it is just such a part of who you are. Personality type can affect your worldview, your parenting, and even how to handle money. Yes, money! It gets even more interesting if you are married as most likely, your spouse has a different personality type than you do. Knowing how your personality type and managing money affect each … [Read more...]
How Using Bill Shark Will Save the Most Money
You know that you should call your TV, internet, and phone providers once a year to negotiate a cheaper price. But really, who has time for that? It can be a hassle and if you aren't comfortable with negotiating, it can be a stressful phone call. Just the hold time can sometimes be a stressful and aggravating experience, let alone actually having to talk to someone and try to convince them to lower your bill. Sometimes you're just not great at negotiating. It has gotten a little easier since … [Read more...]
Why We Use Cash for Groceries
A number of years ago I wrote a post about why we don't use cash and use a debit card instead. Then my husband began a battle with depression and took almost a month off work while he got the help he needed and leveled back out again. We had enough coming in from short-term disability to pay for our bills (barely) but there wasn't enough left for groceries. Between what I had left from our lumberjack competition "running money" and from selling things we didn't need, I was able to buy our … [Read more...]
How to Buy Baby Clothes Without Going Broke
Ah, babies! They are so cute and loveable....and grow so fast! It seems like they are constantly outgrowing their clothes. You may have receivedĀ a fair amount of 0-3 month sized clothing at your baby shower but probably didn't get much in larger sizes. Once you realize that, you might start to panic. Even the cheap baby clothing stores can be expensive when you have to buy enough in each size to make it to the next laundry day. You're in luck! I'm going to tell you how to buy baby clothes … [Read more...]
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