Nobody wants to end up there. There's more month left at the end of the money. You've cut your expenses as much as you can. You've sold what you can without getting rid of everything. A second job just isn't an option. Let's face it, your ends don't meet. Asking for financial help can feel embarrassing and like you are admitting defeat. But guess what? It isn't. This is temporary. Whatever financial help looks like for you, it's temporary. Also know that there are a lot of different forms of … [Read more...]
Saving Money on Christmas Gifts for Baby
The year my oldest was a baby, we may have gone a bit crazy on Christmas gifts. We decided that since she was our first, it was totally okay. Justification, right? ;) I don't remember how much we spent but I do remember she got a lot of toys. I do remember that we were able to save quite a bit of money by following some of the advice I will be sharing in this post. Budget friendly Christmas gifts for baby are quite possible. Shop used Like most everything else, shop thrift/consignment … [Read more...]
Real Life Ways to Make Time for Yourself as a Busy Mom
Sure. You want time to yourself. We all want that. You keep hearing how you need time to yourself so that you are refreshed and ready to be the best mom ever! But...seriously? All those tips? Those involve actual time. Or older children. It can be next to impossible to make time for yourself as a busy mom, especially with children under the age of 5. And you probably don't believe all those moms who claim that they get to read or get a pedicure or shower without an audience. Heck, you'd give … [Read more...]
Money Saving vs. Sanity Saving: What is More Important?
How often do you do money saving activities? Are they now second nature or do you have to think them through? How about this: do you sometimes feel stressed out by trying to save money to the point you are jealous of people that don't have to make everything from scratch? Money saving vs. sanity saving can be a real struggle. I know that I go through the struggle a couple times a year myself. So how do you decide which to choose? There is no one answer. Each situation, family, and budget is … [Read more...]
Keeping Your House Clean Without a Schedule
Tell me if this sounds familiar. You want to be able to have a consistently clean house so you start to research cleaning schedules. It works well for a couple of weeks...and then life happens. You don't vacuum on Tuesday because you had to take a child to the doctor and you sat in the waiting room for 45 minutes, the exam room for 30, and then with the doctor another 10. By the time you got a prescription filled and back home, you just didn't have time. Or you didn't to the laundry on Monday … [Read more...]
Does DIY Really Save Money?
If you're living on a budget, you probably try to do many things by yourself. Some of it make be homemade convenience foods or cleaners. Or maybe you even do your own home repairs and car maintenance. But have you every wondered: does DIY really save money? Sometimes yes...and sometimes no. There is no one answer to that question. If you can get the materials you need fairly cheap, doing something yourself may save you money. I make iced tea each week for my husband's lunches. It is far … [Read more...]
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