We've all had those years where you have no idea how you are going to pay for Christmas. Sometimes it happens more often than not. It seems to be Murphy's law that you'll have car issues or the pipes burst or the washing machine give up, right at Christmas time. It can be stressful to try to enjoy Christmas when you're broke. But it is very possible! Follow these 5 tips to make your Christmas great, even with a small budget. Go handmade Obviously, one of the first things you can do when … [Read more...]
The Biggest Benefit of Heating with Wood
Heating with wood is pretty common here in Maine. We heat with wood and both of usĀ We are lucky enough to have a wood furnace not a wood stove. A stove does have the benefit of working when the power goes out but the furnace creates a more consistent heat throughout the whole house. Our furnace is a forced hot air one so it is a little bit loud to run as you are constantly listening to the blowers. Ideally, we'd have a wood boiler instead then we could heat with hot water and it would be … [Read more...]
Why Ibotta Is the Best Coupon App
There are a lot of money saving, coupon, money back, and even money earning smartphone apps out there. I've even talked about my 5 favorite smartphone apps before. Since then, I've added a couple new ones to my weekly shopping routine like Saving Star and MobiSave. But one app always comes out on top for me. Which app is that, that you ask? Why, Ibotta, of course! I beyond love Ibotta. In fact, I think Ibotta is the best coupon app out there right now. Now, go download it!! Alright, … [Read more...]
Double Batches to Save Money and Time
If you are like a lot of people trying to live on a budget, you probably make a lot of your own items yourself. For me, that means I make most of our baked goods. My husband takes two muffins for his breakfast and a couple cookies as part of his lunch every work day. I used to make these each and every week but some weeks, especially since the addition of our second child, get a bit crazy and I start to feel stressed for time. Many times this would mean my husband would stop at the grocery store … [Read more...]
When Ends Don’t Meet- Asking for Financial Help
Nobody wants to end up there. There's more month left at the end of the money. You've cut your expenses as much as you can. You've sold what you can without getting rid of everything. A second job just isn't an option. Let's face it, your ends don't meet. Asking for financial help can feel embarrassing and like you are admitting defeat. But guess what? It isn't. This is temporary. Whatever financial help looks like for you, it's temporary. Also know that there are a lot of different forms of … [Read more...]
Money Saving vs. Sanity Saving: What is More Important?
How often do you do money saving activities? Are they now second nature or do you have to think them through? How about this: do you sometimes feel stressed out by trying to save money to the point you are jealous of people that don't have to make everything from scratch? Money saving vs. sanity saving can be a real struggle. I know that I go through the struggle a couple times a year myself. So how do you decide which to choose? There is no one answer. Each situation, family, and budget is … [Read more...]
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