You keep hearing it from all over the place, "you need an emergency fund." You know it's probably true but you figure you'll get around to it...eventually. Besides, you have other things you need to pay for and save for right now. Why save now for what might happen? There are lots of reason why you need an emergency fund today, and not some time in the future. 1- Emergencies happen at any time It's called an emergency fund for a reason. You never know when an emergency may happen. It may … [Read more...]
Small Business Mom – Karen with Usborne Books
Welcome back for another Small Business Mom feature! If this is the first one you are reading, Small Business Moms occurs monthly and features a different work at home mom each month. Sometimes that mom is part of a business like Thirty-One or Norwex or Pampered Chef. Other times the mom has a business that is completely her own, like a website or Etsy shop. No matter that case, Small Business Moms is not only to help the featured mom gain exposure but also to encourage you that working from … [Read more...]
Small Business Mom: Jessie with Norwex
Welcome to the third monthly Small Business Mom feature. If you've missed the first two months, you can find them here. If you aren't sure what this monthly feature is, it is quite simple! Each month I choose one mom who runs a small business to feature here on the blog. I interview her and ask questions that you might have of her. The goal is to not only help gain them exposure but also to help encourage any moms thinking about working from home on their own business. (If you are interested in … [Read more...]
Survive Without Credit Cards Once and For All
How often have you thought "I'd love to pay off my credit cards and just be done with them but I need them just in case"? Or have you ever wondered if it is even possible to survive without credit cards? Did you know that I have never once owned a credit card? Neither has my husband. We made the decision when we married that we would not take out credit cards. If we would need something, we would save up for it and pay cash/debit card. It is very possible to survive without credit cards. Here … [Read more...]
Small Business Mom: Amber with Sweet Fig Handicrafts
Welcome to our second Small Business Mom feature! A recap for those that missed last month: Small Business Mom is a once a month post featuring a, you guessed it, small business mom! Last month we got to meet Amber, a Thirty-One consultant. This month we get to meet a different Amber. Amber Murphy is the creator and owner of Sweet Fig Handicrafts. Hi, Amber! Tell us a little about yourself. I am 29, married, and have a 3 year old daughter. I have been a SAHM for more than 3 … [Read more...]
Using Your Tax Return to Fill Your Freezer
There can be many ways to use your tax return. Pay off debt, build savings, buy a car, or do something fun, just to name a few. We have done most of those over the years. One of my favorite ways is using your tax return to fill your freezer. Sure, it doesn't sound super glamorous. It doesn't even sound normal. But it can be an excellent use for some of your tax return. We tend to think about saving money in the bank when we come into some extra money but we don't always think about getting … [Read more...]
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